Christophy Balance
Start for free paid plans soon, from $9

Invoice in seconds. Know exactly where you stand.

One app for small and medium businesses. Invoices, payments, expenses, staff and reports, on the counter phone and the office laptop, for one business or up to five.

Four things a business does every day.

01 / Sell

Raise it, take the money, hand over the paper.

Pick the customer and the items you already saved. Take the payment there and then, take part of it, or draw on credit the customer left last time.

  • Part payments and customer credit, both in one step
  • Your logo on the invoice and the receipt
  • Share, download or print as a PDF

02 / Collect

Know who owes you, without asking anyone.

Every customer carries what they owe and the credit they hold. The dashboard says what is still out, and the overdue report says who to call first.

  • Balance owed and credit held, per customer
  • An overdue list, oldest first
  • How each customer found you, so you know what works

03 / Deliver

Watch the work move, not a status field.

Set the stages your work really goes through. Every tracked invoice line lands on the board and moves from stage to stage, so anyone can see what is waiting on whom.

  • Your own stages, per workflow
  • Each line moves on its own, or the whole order at once
  • The customer's name on every card

04 / Count

See the profit, pay the commission, close the month.

Twelve reports across sales, money and checks. Profit after cost, commission per salesperson, overdue invoices, and a data check that finds what was entered wrong.

  • Profit after item cost, not just revenue
  • Commission worked out per salesperson
  • Owners and admins by default; on Merchant and Empire, anyone you choose

Who it is for

Small and medium businesses that sell something.

If you raise an invoice, hold stock, or pay somebody a commission, this was built for you. One person at a stall, or forty staff across five branches.

  • Shops and traders
  • Workshops and makers
  • Agencies and services
  • Owners with branches

Plans

Start free on Solo. Paid plans open soon.

One price for the whole business, not per person, and a year costs the same as ten months. Until paid plans open, everyone starts free on Solo.

Solo

Proves it works. Just you, one shop.

$0to start

FREE, FOREVER

  • 1 business
  • 1 user
  • 25 invoices a month
Create free account
  • Everything to run one counter
  • Customers, items with cost and margin, expenses with categories
  • Payments, customer credit and the dashboard
  • Invoice and receipt PDFs with your logo
  • One working employee, to name who sold
  • No reports or attachments

Trader

A shop that wants its books and its board.

$9a month

BILLED MONTHLY

  • 1 business
  • You and 2 others
  • Unlimited invoices
Start free for now
  • Everything in Solo, plus
  • Files attached to expenses, purchases, invoices and payments
  • As many employees on record as you like
  • Tag who sold each line, and see sales by salesperson
  • 9 reports and full history, with no limit on invoices or workflows

Merchant

Most complete

An owner who wants to know what they actually make, and what their sellers earn.

$19a month

BILLED MONTHLY

  • 2 businesses
  • You and 9 others
  • All 12 reports
Start free for now
  • Everything in Trader, plus
  • What you actually made, after what the items cost you
  • Commission rates per seller, and what each has earned
  • All 12 reports, adding the data check that finds bad entries
  • Daily check-in and a second business
  • A daily cash report: the drawer counted against the cash you recorded
  • Choose what each person can see and do, beyond their role
  • An activity log: who did what, and when

Empire

Someone running several shops at once.

$39a month

BILLED MONTHLY

  • 5 businesses
  • Everyone on your team
  • All 12 reports
Start free for now
  • Everything in Merchant, plus
  • Five businesses on one login
  • Your whole team, with no limit on who signs in
What you getSoloTraderMerchantEmpire
Limits
Businesses1125
People who sign in1310Unlimited
Working employees1UnlimitedUnlimitedUnlimited
Invoices a month25UnlimitedUnlimitedUnlimited
History on screen (all of it is kept)Last 3 monthsFullFullFull
Workflows on the board1UnlimitedUnlimitedUnlimited
Selling
Invoices, payments and customer creditYesYesYesYes
Customers, items with cost and marginYesYesYesYes
Expenses with categoriesYesYesYesYes
Invoice and receipt PDFsYesYesYesYes
Your logo on invoices and receiptsYesYesYesYes
Files attached to expenses, purchases, invoices and paymentsNoYesYesYes
Knowing where you stand
DashboardYesYesYesYes
ReportsNone91212
Profit, commissions, data checkNoNoYesYes
People
Daily check-inNoNoYesYes
Daily cash reportNoNoYesYes
Who sold each lineNoYesYesYes
Commission rates, and what each seller earnedNoNoYesYes
What each person can see and do, beyond their roleNoNoYesYes
Activity log: who did what, and whenNoNoYesYes

Employees are not users. Employees are the people you keep records for and, with daily check-in, mark present. They do not sign in, so Solo keeps one and every paid plan keeps as many as you like. The people numbers above are people who open Balance themselves.

The naira prices are for businesses in Nigeria, where local cards cannot charge in dollars.

Questions

The things people ask before they sign up.

If yours is not here, ask us and we will answer it properly.

What does it actually cost?

Solo is free and stays free: one business, one user, 25 invoices a month. In Nigeria, Trader is ₦4,000 a month or ₦40,000 for the year, Merchant is ₦8,500 or ₦85,000, and Empire is ₦17,500 or ₦175,000. Everywhere else the same plans are $9, $19 and $39 a month, or ten times that for a year. One price for the whole business, not per person. The paid plans are not on sale yet, so for now everyone starts on Solo and nobody is charged anything.

What happens when I pass 25 invoices?

Balance stops at 25 for that month and says so. Drafts still save, and the count starts again on the 1st. Trader has no monthly limit once paid plans open. Nothing you already entered is touched, and the invoices you raised on the free plan stay exactly as they are.

Can my cashier see my profit?

Not unless you let them. Profit, commissions and the money reports are for owners and admins, and staff get the day to day work: sales, payments, expenses and purchases. On Merchant and Empire you can tick what each person may see, so one cashier can be shown profit while the rest are not.

What if the network is down?

Balance needs a connection to work, so a dead network means you cannot raise an invoice on it. It tells you plainly rather than pretending to save. Offline is the most asked for thing we do not have yet.

Where does my data live?

Your records are in a Postgres database on our own server, backed up every day, and the files you attach are kept in Cloudflare's storage. None of it is shared with anyone, sold, or used for anything except running your account.

Can I get my records out?

Invoices and receipts download as PDFs whenever you want. If you want the raw data, ask and we will send you the lot.

Can I run more than one shop on one login?

Merchant covers two businesses and Empire covers five, each with its own currency, logo, opening time and team, switched without signing out. Solo and Trader are one business each.

What if a paid plan ends?

The account drops back to Solo. Your records stay, the paid features switch off, and anything older than three months is hidden rather than deleted. Back on a paid plan, it all shows again.

Start with today's invoices.

Create a business, add what you sell, raise the first one. Ten minutes, and the month starts counting itself.